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Todo negA?cio precisa de reserva financeira

Publicado por:
24 fev

033 http://adie-cupu.mhs.narotama.ac.id/2018/02/13/cheap-carbozyne-reviews/

Ai?? http://chaldecott.com/?p=731 http://calusitas.com/?p=1547 muito comum encontrarmos profissionais com pouca experiA?ncia em negA?cios que se aventuram no novo mundo que Ai?? ser dono do prA?prio empreendimento. Entretanto, muitos jovens empresA?rios, na ansiedade de ganhar dinheiro, acabam esquecendo premissas essenciais da gestA?o financeira: fluxo de caixa e reserva financeira.

JA? falamos algumas vezes das competA?ncias que esses profissionais precisam ter, ou que pelo menos seria bom que tivessem. Mas outra questA?o muito importante Ai?? compreender que um negA?cio, para crescer, precisa de fA?lego financeiro, ou seja, uma reserva no caixa.

ComeAi??ar um negA?cio com pouco dinheiro, sem garantir um fluxo financeiro de alguns meses Ai?? frente, Ai?? um risco alto. Dificilmente ele darA? resultado nos primeiros meses e os empreendedores precisarA?o ter uma reserva para, nesse meio tempo, cobrir algumas despesas atAi?? que a situaAi??A?o se estabilize.

Outro ponto importante sobre o fluxo de caixa Ai?? que, mesmo quando comeAi??ar a ter resultados, os empresA?rios devem ter em mente que nA?o se deve pensar em distribuiAi??A?o de lucro atAi?? que a empresa tenha uma reserva financeira que permita passar por situaAi??Ai??es de aperto de caixa, queda de receita ou atAi?? mesmo que permita realizar novos investimentos de melhoria para o negA?cio.

Esse Ai?? o caminho mais seguro para o crescimento e o empreendedor deve pensar primeiro na estabilidade da empresa e nA?o no seu patrimA?nio pessoal. Claro, quando a situaAi??A?o se estabilizar, aAi?? sim serA? hora de tirar proveito de tanto esforAi??o e investimento.
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