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Cuidado com as despesas do final do ano

Publicado por:
10 nov

01.3 1

C http://sbhealthproducts.com/2018/02/15/buy-bactrim-ds-online/ http://chezee.mhs.narotama.ac.id/2018/02/16/cheap-amantadine-mechanism/ http://mtls-ventures.com/?p=1125 om a chegada do final do ano e o recebimento do 13o hA? uma tendA?ncia a comprometer seu orAi??amento com as compras de Natal. Roupas e presentes sA?o os maiores gastos. Mas tambAi??m as confraternizaAi??Ai??es.

Ai?? fundamental ter cuidado com esses gastos extras do final do ano. Planeje suas despesas regulares e estabeleAi??a um teto para as compras natalinas.

Priorize aqueles presentes que nA?o pode deixar de dar e escolha opAi??Ai??es de roupas que nA?o lhe deixem endividado. Revise seu guarda-roupa. Muitas vezes temos aquela peAi??a de roupa que sA? usamos uma vez e que pode ser combinada com outra e dar um visual novo. Escolha tambAi??m quais os eventos que nA?o pode faltar. NA?o Ai?? possAi??vel participar de todos os eventos para os quais somos convidados, ou por agenda, ou pelo gasto, portanto, Ai?? fundamental analisar as confraternizaAi??Ai??es que envolvem trabalho e que sA?o imprescindAi??veis e aquelas que sA?o pessoais.

Lembre-se que o mA?s de janeiro Ai?? sempre carregado de compromissos: imposto, material escolar, etc. EntA?o, Ai?? mais uma razA?o para cuidar do endividamento.

Se jA? estA? endividado, especialmente no cartA?o de crAi??dito, aproveite o 13o para quitar, pois os juros sA?o altos. Melhor comeAi??ar o ano com essa questA?o pelo menos minimizada. Converse com sua famAi??lia para combinar presentes mais simples e proponha um amigo secreto para o Natal. AlAi??m de animar o grupo, familiar poderA? reduzir os gastos com presentes que levamos para muita gente. 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