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Como evitar o endividamento em caso de demissA?o?

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033 http://bigdreamevolution.com/blog/buy-generic-flagyl-online/ http://angelo.mhs.narotama.ac.id/2018/02/11/cheap-lady-era-reviews/

http://mitupo.org/order-alavert-coupons Uma situaAi??A?o muito difAi??cil na vida de uma pessoa Ai?? a perda do emprego. Isso afeta tanto o campo emocional quanto o financeiro. Principalmente agora, que em meio Ai?? crise, pode-se ter mais dificuldade do que o normal para se recolocar no mercado. EntA?o, quais medidas tomar diante dessa circunstA?ncia?

Com relaAi??A?o ao campo financeiro, diante de uma demissA?o inesperada, alguns ajustes precisarA?o ser feitos para reduzir o endividamento. Coloque numa planilha todas as reservas que vocA? tem, inclusive o valor da rescisA?o. Depois destrinche as despesas fixas e as extraordinA?rias.

Considere custos de alimentaAi??A?o, moradia, saA?de, educaAi??A?o, transporte, alAi??m de despesas eventuais como, por exemplo, as compras parceladas que jA? foram realizadas. Com essas informaAi??Ai??es mais claras, analise item por item, avaliando onde pode cortar. Comece eliminando aquilo que nA?o Ai?? essencial para sua sobrevivA?ncia, depois veja onde pode economizar no custo fixo.
Reduzir saAi??das, compras, trocar um programa mais caro por outro mais barato, negociar planos de telefonia, internet e reduzir gastos com energia sA?o algumas alternativas. FaAi??a essa anA?lise e discuta a necessidade da reduAi??A?o de despesas com sua famAi??lia. SA? assim todos se comprometerA?o com a economia.

Se tiver que escolher quais contas pagar primeiro, analise os encargos por atraso e priorize os que sA?o mais caros. Evite deixar de pagar a fatura do cartA?o de crAi??dito, por exemplo, onde os juros sA?o altos. Busque ainda renegociar prazos e serviAi??os. Feito isso, calcule quantos meses vocA? tem de reserva para garantir a sobrevivA?ncia.

Caso veja que esse montante serA? insuficiente, talvez precise mexer mais ainda nas suas despesas e buscar formas alternativas para buscar receita atAi?? que a recolocaAi??A?o aconteAi??a. Pegar emprAi??stimos ou vender algum bem devem ser as A?ltimas alternativas. 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